Get Financially
Fit with Fig
View your pre-qualified personal loan offer* to be entered for a chance to win $7,500 cash, two annual GoodLife Fitness memberships, plus additional prizes††
Build healthier
borrowing habits
Transfer high-interest credit card debt into one simple payment and save.
Weigh your
options
Compare rates, estimate payments, and see how Canadians are saving with Fig.
Stronger finances
start here
Award-winning loans with better rates, flexible options, and no fees.
$35K
Borrow up to
1 day
Funding as early as 1 business day
8.99%*
Rates from
$0
No repayment fees
Welcome to award-winning borrowing
45%+
customers consolidated debt§
$485M+
in funded personal loans
32k+
Fig customers and growing
Trusted by thousands of happy Canadians
Get a Fig loan in 3 simple steps
1. See an offer in seconds
Get your fixed loan amount and rate offer with zero impact on your credit score.
2. Apply in minutes
Choose your loan amount and timeframe — no calls or branch visits required.
3. Get funds in days
Plus, enjoy a flexible repayment schedule — with zero repayment fees.
Bank level security
Our technology is backed by a Schedule 1 Bank, which means we uphold the highest standards for data security and privacy. Your information belongs to you.
Human help, on tap
Get support from real humans. Chat live with our Canadian team weekdays or visit our help center anytime for quick answers.
Full financial flexibility—really
It’s called a personal loan for a reason. You choose the amount to borrow, time frame, and the repayment schedule that works best for you.
Borrow with confidence
Quick answers to great questions
Fig is a Canadian digital lending platform that offers personal loans with clear terms and structured repayment.
Fig is backed by Fairstone Bank, a trusted Canadian lender with decades of experience, and the Ontario Teachers’ Pension Plan, one of the world’s largest institutional investors. This foundation brings established lending expertise together with long-term financial backing.
With Fig, you can view your rate, payment schedule, and total cost upfront in plain language. Once approved, you repay your loan through fixed, predictable installments, helping you pay down your balance over time without hidden fees or changing terms.
Our interest rates start at 8.99%*, and we keep them as competitive as possible. You can check your interest rate offer in just seconds—without impacting your credit score—for free.
Paying off your loan early should be a reason to celebrate, not to charge you money.
Our answer is no—no fees, no penalties, and no problem paying back part (or even all) of your loan at any time.
Yes and no.
Step 1: You can check your interest rate and loan approval amount (free!) without any impact on your credit score.
Step 2: Next, we use a soft credit check (which doesn’t impact your credit score) to gauge your eligibility and get you the best offer we can.
Step 3: To complete your loan application, we get your consent to do a hard credit check (and only if you’re okay with it).