Our solutions

Fig Extend

Fig seamlessly integrates into your application flow and allows you to lend to customers with lower credit scores, and on high purchase financing dollar values, risk-free.

Meet Lisa

Today, you may be turning her (and her business) away.

Why Fig Extend just makes sense

We’ll help you approve the customers you say “no” to today.

Watch your approval rates multiply.

Leverage Fig’s advanced credit model to approve and book loans for riskier customers, or offer financing on larger ticket items for purchases up to $25,000.

Boost revenue immediately.

Instead of missing out on revenue from customers you would have previously rejected, Fig lets you monetize them through referral fees.

Take on no risk, really.

Let us take on the risk of lending. We handle everything from origination to servicing, collections and beyond so all you have to do is sit back and watch the revenue come in.

How it works

Say “yes”, not “no”

A customer selects your installment plan. If they fall outside of your risk appetite, or want purchase financing on a large dollar value, you can choose to forward their application to Fig where a fully automated decision engine determines their offers.

Tailored offers within seconds

The customers who get approved for a Fig installment plan can choose from a set of offers tailored to them, powered by our API-based pre-qualification and offers.

More happy customers & merchants

This customer now gets the opportunity to have an installment plan that they otherwise wouldn't have had access to.

Let us handle servicing & collections

Fig handles the toughest (and riskiest!) part of lending: collections. All of the risk sits on our balance sheet, so you just have to sit back and watch the revenue come in.

Interested in partnering with us?

Get in touch