Boost your revenue with loans made for everyone

Whether you want to lend to more Canadians, or lend for the first time, Fig is a seamless, API-first way to monetize your customer base and attract new customers.

Our solutions

Whether you’re looking to start offering personal loans, or extend your current lending box to approve more customers, we have solutions for you.

Fig Lend

Offer your customers more

Offer a personal loan directly within your
product experience by leveraging Fig's LaaS
(Lending-as-a-Service) platform.

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Who is it for?

Loan Aggregators

Leverage Fig’s embedded lending technology to offer a seamless loan experience to your customers.


Expand your product offering by offering a personal loan to your customers, embedded within your product experience.

Credit Unions & Banks

With Fig’s whitelabelled lending solution, let Fig provide and manage the entire lending journey for your customers, all under your brand.

Fig Extend

Approve more customers

Boost your approval rates, lend on bigger
ticket items and extend your credit box - all
while we take on the risk.

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Who is it for?

RPOS Lenders

Boost approval rates by offering purchase financing to those with lower credit scores.


Secure more merchants by offering purchase financing on ticket sizes up to $25,000.

Existing Lenders

Expand who you can lend to by leveraging Fig’s near and sub-prime lending expertise.

Why work with us?

Not only are we good at lending, but our product is pretty great too!

High approval rates

We’re using a proven credit model that lets us lend deep into near and non-prime credit scores on high purchase amounts.

That means that we’ll say “yes” when other lenders may have to say “no”.

A big balance sheet, with no risk to you

Being backed by a Schedule 1 Bank (Fairstone Bank) comes with advantages.

We’ve got a large balance sheet, the ability to raise more funds, and an appetite for good credit performance.

API first

Like batch files and uploads to SFTP drop boxes? Neither do we.

We’re API-first through and through, and have collaborated with our partners on lending APIs that make sense for both of us.

We handle all servicing and collections

We take care of the toughest (and riskiest) part of lending: collecting!
Borrowers repay their loans to Fig and we’re also there first whenever they get in trouble.

Fully automated decisioning

No human is in the loop when Fig says “yes” to a borrower.

This lets us make decisions quickly, which leads to happy borrowers.

Earn incremental revenue

With Fig, you'll earn referral fees on each customer who books a loan.

These are customers you wouldn't have approved previously, so it's bonus revenue, without the cost.

A Fairstone Bank Company

Fig is a unique company backed by Fairstone Bank and developed in collaboration with Koru, a groundbreaking venture studio owned by Ontario Teachers’ Pension Plan. Fairstone has almost 100 years of lending experience allowing Fig to combine the best of both worlds - the agility and scrappiness of the start-up world and the experience, stability and resources of the corporate world.

Interested in partnering with us?

Get in touch

Are you a customer looking to use Fig to make a purchase?

Visit our Customers page